Monday, September 23, 2013

Loan Officer - Rancho San Diego, CA,

Position Summary:

PHH Home Loans is looking for a talented, self-motivated Loan Originator (Mortgage Advisor) to fill this exciting opportunity with an industry-leading company. PHH Home Loans, through its joint venture with National Realty Trust (NRT), conducts business with Coldwell Banker and ERA real estate companies owned and operated by the NRT. The Mortgage Advisor will also continually identify, develop and maintain a quality network of business relationships, and serve as a recurring source of referrals for new lending opportunities.

Job Description:

The Mortgage Advisor is responsible to represent PHH Home Loans in his/her local territory by developing and maintaining relationships primarily with ERA and Coldwell Banker Brokers and Realtors. A Mortgage Advisor will promote our competitive mortgage products, services, and programs in his/her assigned real estate offices. The Mortgage Advisor will consult with customers about their current and future needs to help them achieve their financing needs. He/she is responsible to collect and review all needed supporting loan documentation. The Mortgage Advisor will maintain minimum standards for production, capture rate, and quality. He/she is responsible to originate and close quality loan volume, and increase capture rate through sales and marketing activities. All originations and business development activities must be compliant and consistent with company policy.

The Mortgage Advisor is responsible to regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct PHH Home Loans seminars/trainings and other lead-generating activities.

Compensation & Benefits:

PHH Home Loans offers a competitive compensation package which includes:

100% commission, which allows you to maximize your earning potential

A quarterly bonus based on objectives set for each quarter

Initial commission guarantee allows you to get started in your territory as a new hire

Available commission draw

Monthly entertainment & travel reimbursements (mileage)

Monthly marketing collateral reimbursement

Monthly recognition and awards and an annual Presidents Club trip for our top performers

National and state licensing education and testing assistance with reimbursements of associated costs

Comprehensive benefits package including medical, vision, dental, 401(k), life and disability coverage and tuition assistance



Two years outside sales originating mortgage loans experience

o2 years inside call center mortgage sales experience, processing, or underwriting may be substituted for outside sales originations experience

Knowledge of FNMA, FHLC, FHA, and VA guidelines required

Ability to acquire national (NMLS) and applicable state licenses *

Proven strong relationship building and customer service skills

Strong organizational skills

Valid drivers license within commutable distance (60 miles) to territory

Computer proficiency using a laptop and Microsoft Excel and Outlook

High school diploma or equivalent required

oTen years demonstrated success in Loan Officer/Mortgage Originations position may be considered in lieu of a High School diploma or equivalent

Physical requirements include the ability to move 15+ pounds and the ability to stand/sit/walk for 6-8 hours a day.

*The position requires compliance with the S.A.F.E. Mortgage Act and state licensing requirements. Licensing requirements can include, but are not limited to satisfactory completion of background checks, fingerprinting, credit reports, testing and continuing education. This is in addition to what the company requires upon hire.

FLSA Status: Exempt

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